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  • © Copyright 2020 - Umbrella Financial Services. Disputes by Credit Hope is a trademark of Umbrella Financial Services. References to third‑party trademarks, service marks, or brand names — including Experian, Equifax, and TransUnion — are for identification and informational purposes only. Umbrella Financial Services is not affiliated with, endorsed by, or sponsored by any credit bureau or by annualcreditreport.com. All third‑party marks are the property of their respective owners. Portions of this software are protected by one or more U.S. Pat. 11,810,188 and U.S. Pat. 12,033,211. Other patents pending.